Turin, Italy Treatment Scenario – GeoBlue Has You Covered…


GeoBlue expatriate health plans provide routine, urgent and emergent coverage internationally.  All plans include medical evacuation and repatriation benefits.  Medical Benefits are covered at 100%  basis for treatment outside the United States, unless indicated otherwise on the benefit schedule.

The following medical scenario illustrates how the GeoBlue Voyager Choice Travel Medical plan works overseas in a real life scenario.

Product Purchased:  GeoBlue Voyager Choice
Premium Paid: $572.00 USD
Medical Emergency
Location:  Turin, Italy – A northern Italian city known for its architecture and is the home to the Shroud of Turin.
Situation: Injuries sustained from a fall down a flight of steps
Diagnosis: Femur fracture

Action Taken:

80 year-old Geo-Blue member fractured her femur while in her hotel in Turin.  After the fall she was rushed immediately to a public non-contracted hospital.  The member’s family contacted Geo-Blue, who made payment arrangements with the facility so the member would not have any out-of-pocket expenses.

GeoBlue made direct payment arrangements at the hospital and obtained ongoing medical information from the treating physician.

Patient Outcome:

The member underwent emergency surgery.  After commencing an inpatient physical therapy regimen, the member regained some mobility.  GeoBlue’s medical team spoke daily with the hospital staff to monitor the member’s progress.  Due to the member’s slow recovery, she was hospitalized for nearly three weeks.  Once she was declared fit to fly, a plan was developed for her return to the U.S.  The member’s husband had his own medical problems which prohibited him from assisting his wife during the flight.  As a result, the doctors required the member to travel in first class seating accompanied by a nurse escort.  The escort was arranged and the member arrived safely back home.

Summary of Care Delivered

  • Medical costs in Italy: $12,000
  • Transportation expense: $32,000

Total Incurred Charges:   $44,000

** U.S. domestic health plans pay emergency benefits outside the United States, subject to Silver deductible and 30% coinsurance for clinical services, hospitalization, surgery and post-operative care ($6,350 Out-of-pocket).  Emergency Medical Evacuation and Repatriation are generally not covered benefits.

Travel Medical Plan Selected

voyager_brochure_02The plan referenced in the above claim scenario is the GeoBlue Voyager Choice plan.  The GeoBlue Voyager is a short-term, Single Trip travel health insurance plan that includes services to help you identify, access and pay for quality healthcare.  GeoBlue Voyager fills health and safety gaps internationally.  Key benefits include Plan Benefit Maximums up to $1,000,000 per insured plus $500,000 in Emergency Medical Evacuation, Repatriation of Remains, Pays Providers Directly, Covers Injuries or Illness that result from Terrorist Event and more.


  • Home Country is the U.S. and;
  • You must be under age 85 and;
  • Enrolled in a Primary Plan** and ;
  • For Children under age 6, must be enrolled with a parent and;
  • Initial purchase must be made in home country prior to departing on trip from a GeoBlue eligible state

If you are planning a trip overseas or a move and you have questions please call us (307) 690-0427 or send your questions to “sales@individualhealth.com“.  If you would like – visit our website for more information.  We are here to help!



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