Moving Abroad can be an exciting time in one’s life. So many opportunities to learn about what the world has to offer. More and more Americans are exploring the option of living in another country for an extended period of time. With this comes long hours of preparation and study prior to departure. However, moving abroad does not come without risk. Managing your risk should be a top priority and in fact many countries will require certain elements be in place even before your visa is granted.
Here in the States we have been going through the pains of a new healthcare system and how that care gets delivered. For some this has been a welcomed affair and for others nothing but an added expense with a lack of access to care as our new ACA Compliant plans continue to place downward pressure on Provider Networks. For some this has come at a cost that simply is not sustainable.
Moving abroad opens some doors for many in that the quality of health insurance on the International stage presents some great opportunities for those seeking to live in another country. A leader in all this is GeoBlue, a U.S. based company whose products are backed by the Blue Cross Blue Shield Companies. GeoBlue offers a complete portfolio of product with their flagship program the Xplorer Premier leading the way. Locating top-quality healthcare worldwide is easy with GeoBlue.
Traveling for extended periods of time internationally can be exciting but also stressful. From initial move preparations, relocating, to getting settled and learning the lay of the land – the experience can be mentally and physically taxing. Adding in a medical situation and the potential challenge of locating quality healthcare can turn the experience from manageable to overwhelming.
GeoBlue Xplorer is a health plan specifically designed to support those who travel to or from the United States for extended periods of business, leisure and/or study (six months or more). From direct pay to access to hand-picked, Western-trained, English-speaking health care providers to convenient mobile medical translation tools, all backed by the Blue Cross Blue Shield network, GeoBlue members have access to the best medical care no matter what city, country or time zone. With the aid of unsurpassed service, GeoBlue helps make the experience of navigating various healthcare systems worldwide easy.
GeoBlue Meets or Exceeds the needs of High Net Worth Families
Although many countries around the world offer some sort of government-run/issued/subsidized health care most people who have experienced these social systems abroad can share shortcomings of most. Long wait times, poor access to care, few options for immediate response to health concerns, taxed provider networks and more. The High Net Worth Global Traveler does not want uncertainty in their lives especially when it comes to high level access to proper and immediate healthcare should the need arise. The high demands and needs of the High Net Global Family are simple yet complex. It is simple in that the need for quality healthcare with immediate access to this care while at the same time dealing with the complexities that seeking proper healthcare based on need can bring in a global setting. Check this out…
Top 10 Advantages of GeoBlue Xplorer
- Unlimited annual and lifetime maximum
- No waiting periods associated with any preventive services
- Pre-existing condition exclusion waivable with proof of prior creditable insurance
- Coverage for injuries or illnesses resulting from a terrorist act
- No pre-certification required for inpatient and outpatient care
- Deductible is waived for office visits and a small copay applies
- Generous U.S. coverage available
- Access to our elite providers can lead to better diagnosis, treatment and medical outcomes
- Network providers bill GeoBlue directly, which eliminates paperwork hassles
- The strength of the Blue brand. GeoBlue is an independent licensee of the Blue Cross and Blue Shield Association
Emergency Medical Evacuation a Must
World travelers need to properly protect themselves against financial exposure due to catastrophic medical events. If comprehensive travel medical benefits and assistance services are not secured before you travel, you could find yourself exposed to huge losses – both physical and financial. Though illness can strike at any time, when severe incidents occur overseas, lack of proper coverage can leave you the traveler with steep medical bills for less than sufficient care.
As a global traveler you need to be prepared for the possibility that you could find yourself in a location where the Medical Care is poor or inaccessible. In the event you find yourself in a situation where you need to be evacuated to an area where you can receive the appropriate level of care then you need to make sure your International coverage includes a comprehensive Emergency Medical Evacuation benefit. Medical evacuations are not a simple procedures and they can be extremely complicated and expensive. This must be available to you 24/7 no matter where in the world your travels take you. In addition you need a partner who is capable of organizing and caring out the evacuation no matter where you find yourself.
Considerations for any medical evacuation are:
- Evaluating the appropriateness of local health care providers
- Identifying the closest facility where a high level of care is available
- Determining the risk vs rewards of moving the patient
- Choosing the best method of transport (ie: ambulance, helicopter, fixed wing air ambulance)
- Securing the cooperation of the local treating physician, including a determination that the patient is stable enough to move
- Enlisting the most appropriate team to handle the transport (ie: doctor, nurses, therapist)
- Arranging for speedy and appropriate intake at the receiving facility
- Having someone on your side helping guide you through the whole process – that is GeoBlue…
Make sure when you travel, you travel with a full service, travel health plan that provides a higher level of protection and peace of mind than standard evacuation memberships offer. If you are not sure about your current plan or one you are considering make sure you get a copy of your certificate of coverage and read it. Make sure you have a complete picture of what you are buying. Then cover yourself with the Power of Blue.
If you want more information or assistance in finding the right coverage for your needs then give me a call (307) 690-0427 or visit my website at www.Individualhealth.com and view all the plans offered from GeoBlue. If you like a personalized quote simply click the button below, complete the short form and we will get right back to you. If you want to explore rates on your own click the “Get A Quote” button located just above. I have been an International Broker for more than 32 years and this is all I do. I am here to help!